Often the need for a payday loan is linked to an urgency, but before requesting a loan it is always advisable to take the time to compare multiple offers and estimates, taking advantage of the fast and effective online comparison opportunities to disentangle the various proposals keeping in mind the essential expense items, TAN, APR and ancillary costs.
Let’s see, for example, how to find the most convenient personal payday loan proposals that can be activated in January 2018 , selecting between banks and specialized financial institutions.
Personal Payday loans: get up to € 75,000
Offers online personal payday loans of up to 10,000 euros, without any supporting documents, without monthly costs for handling the file and without preliminary investigation costs. The stamp duty on the contract is charged together with the payment of the first monthly payment, and is equal to 16 euros.
Until January 31, 2018, a request for 7,000 euros repaid in 42 installments would have a TAN of 7.03% applied, APR 7.41%. Periodic online reporting is free.
Offers online personal payday loans from 3,000 to 30,000 euros
Including the option to skip an installment payment up to three times on the repayment schedule or to lower it twice, for example to overcome a difficulty temporary economy. Opening and monthly management of Orange Loan are free, only the stamp duty on the contract is applied, unless you are a bank account holder.
In this case, in fact, the stamp duty is zeroed for loans lasting 18 months. It is however possible to request a loan also by repaying it by direct debit to a current account of another bank. By way of example, until January 31, 2018, a 10,000 euro loan requested by a customer of a different bank and repaid in 60 installments would have a TAN of 8.95% applied, an APR 9.44%.
Offers personal payday loans in collaboration with the financial Uni Lends, up to € 30,000 for the institute’s clients. Until March 31, 2018, a request for € 5,000 reimbursed in 36 months would have a TAN of 9.49% applied, an APR of 10.86%, a set-up fee of € 50, no installment costs, free online communications, contract tax of € 12.63.
Loan estimate of 10000 euros
| Financial: | Simple Loan |
| Product: | personal loan |
| TAN Fixed: | 4.25% |
| APR: | 4.33% |
| Loan duration: | 60 months |
| Amount Financed: | € 10,000 |
| Total due: | € 11.117 |
Monthly installment € 185
| Financial: | Credit |
| Product: | Credit |
| TAN Fixed: | 6.01% |
| APR: | 6.18% |
| Loan duration: | 60 months |
| Amount Financed: | € 10,000 |
| Total due: | € 11.602 |
Monthly installment € 193
| Financial: | personal |
| Product: | personal loan |
| TAN Fixed: | 6.50% |
| APR: | 6.80% |
| Loan duration: | 60 months |
| Amount Financed: | € 10,000 |
| Total due: | € 11.764 |
